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Why choose Medibank private health insurance?
With over 40 years of experience, we understand what better health means for our 3.7 million members.
Accident cover boost
Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.1
100% back on dental check-ups twice a year
Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.3
100% back on optical
Everyone deserves to see the world clearly. That's why when you join Medibank Extras you get 100% back on optical items at all recognised providers up to annual limits.?
Introducing COVID-19 Health Assist
Eligible members with hospital cover may now access advice and support from dedicated health professionals at no extra cost.?
Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
1. Find your cover
We can help you find the health insurance that best suits your needs.
2. Let us do the paperwork
Simple and easy. We’ll cancel your old membership for you.
3. No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund.?
Things you should know
1 For Accidents that occur in Australia after your cover starts.? Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.? Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.??
2 OSHC members should call the Student Health & Support Line on?1800 887 283.
3?Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.
? 6 month waiting period applies. Some lens coatings excluded.?
? Available to members with active hospital cover. Standard waiting periods apply.
? You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.?
? For new members on new memberships who join and start eligible combined hospital and extras from 2 November and 4 January 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ‘LIVE BETTER’ and set up direct debit when joining. Must maintain direct debit and hold eligible product for 28 continuous days from the policy start date in order to receive the offer. Live Better Points: Policyholder will require access to a smartphone and will need to have downloaded the Medibank Live Better app, registered a new account within 28 days of joining. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 15,000 Live Better Points, and families and couples will receive 30,000 Live Better Points. Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here http://www.zkimnx.icu/livebetter/rewards/terms/ Offer excludes Corporate covers, Accident Only Cover, Ambulance Only Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, and ahm covers. Medibank employees are not eligible for the offer. Not available with any other offer. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.
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