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Why Medibank?

Better health. Let's get there together.

We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years.

Our staff have the knowledge and expertise to understand the individual needs of our members — all 3.7 million of them.

Accident cover boost

If you have an Accident, you’ll get the benefits of our top level hospital cover, no matter what level of hospital cover you have.~

My Medibank app

Most members can view their extras limits on the go^, plus you can also make a claim on a wide range of extras with the My Medibank app.*

Medibank at Home

With your doctor's support, eligible members can choose whether a treatment is delivered in the hospital or home, with a range of services, such as rehabilitation and chemotherapy.+

I am 100% better

100% back on up to two dental check-ups every year at any Members’ Choice Advantage dentist

All Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.#

100% back on optical items

Everyone deserves to see the world clearly. That’s why when you join Medibank extras you get 100% back on optical items at all recognised providers up to annual limits.^

Help on Hand

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24/7 Medibank Nurse

Health concerns keeping you up at night? Members with hospital cover are supported by Medibank nurses on our 24/7 Medibank Nurse phone service.2

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24/7 Chat Online

Chat with our friendly staff online anytime for advice and help with your health cover, whether you're already a member, or looking to join.

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24/7 Medibank Nurse Webchat

Connect with our nurses via the 24/7 Medibank Nurse Webchat for support with a range of health questions and concerns. This service is available to Medibank members with hospital cover 24 hours a day, seven days a week.

Are you ready to get a quote?

What reward will you choose?

Join Medibank on eligible hospital & extras cover before Jan 4, 2021 and you could receive 30,000 Live Better Points (families) or 15,000 Live Better Points (singles) to use at our Live Better Reward Store. Plus - we'll waive 2&6 month waiting periods on extras.? Must use promo code: LIVEBETTER

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Things you should know

~?For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

*?Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

~Not available in all areas.

+Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.

^?6 month waiting period applies. Some lens coatings excluded.

#?Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

2?Overseas Student Health Cover members can access our Student Health & Support Line on 1800 887 283.

? For new members on new memberships who join and start eligible combined hospital and extras from 2 November and 4 January 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ‘LIVE BETTER’ and set up direct debit when joining. Must maintain direct debit and hold eligible product for 28 continuous days from the policy start date in order to receive the offer. Live Better Points: Policyholder will require access to a smartphone and will need to have downloaded the Medibank Live Better app, registered a new account within 28 days of joining. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 15,000 Live Better Points, and families and couples will receive 30,000 Live Better Points. Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here http://www.zkimnx.icu/livebetter/rewards/terms/ Offer excludes Corporate covers, Accident Only Cover, Ambulance Only Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, and ahm covers. Medibank employees are not eligible for the offer. Not available with any other offer. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.

Have questions?

Our team of experts are ready to help!

Enter your postcode to find your nearest store to have a face-to-face chat!

Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
We are open on Sundays.

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