Overseas Visitors Health Cover

For visa subclass 600, 601, 651 and more. Enjoy your trip to Australia knowing your health insurance will help pay for the essential medical treatment you’re most likely to need.

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Health insurance for visitors to Australia that includes the basics

Pays towards unlimited emergency ambulance services Australia-wide^, plus benefits if you have an Accident+, providing certainty during the uncertainty of travel.

I am looking for

Overseas Visitors Starter Hospital and Medical

from

^$79^.10

/ fortnight

$88.88 / month

A mid level cover option for younger visitors to Australia who don’t require health cover for visa purposes (condition 8501), but want the peace of mind of having cover for more than the essentials (incl. Heart and vascular system services) during their time in Australia.

This cover may only be purchased by policy holders who are aged 49 or under.

View details

Hospital

Includes 26 common clinical categories of hospital treatment (incl. Heart and vascular system)
Accidental Injury Benefit+
Choice of $250 or $750 excess

Medical

Pays 100% of the MBS fee
Inpatient medical services across 26 clinical categories
General Practitioner (GP) consultations
Other common out-of-hospital medical services (blood tests & x-rays)
Most Allied Health services billed with an MBS item number~

Extras

None

Overseas Visitors Everyday Hospital and Medical

from

^$79^.10

/ fortnight

$88.88 / month

A cover option suitable for those visiting Australia who are fit and healthy, don't require health cover for visa purposes (condition 8501) and only want cover for the essentials and accidents 'just in case' the unexpected occurs.

View details

Hospital

Includes 24 common clinical categories of hospital treatment
Accidental Injury Benefit+
Choice of $250 or $500 excess

Medical

Pays 100% of the MBS fee
Inpatient medical services across 24 clinical categories
General Practitioner (GP) consultations
Other common out-of-hospital medical services (blood tests & x-rays)
Most Allied Health services billed with an MBS item number~

Extras

None

Things you should know

^{^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.}

^{+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident.?Excludes claims covered by third parties such as WorkCover.}

^{?~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease management plans. Excludes mental health services.}

Here are two popular visas that Medibank’s Overseas Visitors Health Covers are generally suitable for:

Please note that if your visa is subject to Condition 8501 Overseas Visitors Health Cover may not be suitable.

This information below is sourced from the Department of Home Affairs' website and is accurate as of April 2019.

Visa subclass 600

The Visitor visa (subclass 600) allows you to stay in Australia as a visitor or a visitor for business purposes for 3, 6 or 12 months. This might be an appropriate visa if you’re taking a holiday, visiting family or friends or on a tour with a registered travel agent from China.

Visa subclass 651

The eVisitor (subclass 651) lets you visit Australia for up to 3 months at a time within a 12-month period. You can stay as a visitor or a visitor for business purposes.

Australia's healthcare system explained

The private healthcare system

The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.

The cost of medical treatment

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system.?

The public healthcare system (Medicare)

Medicare is operated through the Australian government and gives Australian residents, and some international visitors, free or discounted health services through the public healthcare system. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, also known as Reciprocal Medicare.?

Learn more